June-National Homeownership Month

June is National Homeownership Month! Great tips for those first time home buyers and the steps it takes to achieve those goals.

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Did you know that June is National Homeownership Month?

The follow post describes what exactly it takes to be a homeowner and the steps that it takes to get there!
We would love to offer our expertise and knowledge of Real Estate to you to help you achieve your home ownership goals!

Contact us for any help needed!
304.645.2255

The Guide for First-Time Homebuyers

What you need to know about going from full-time renter to homeowner and the process in between.

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You have a lot of logistical and financial hurdles to clear before you can celebrate the biggest purchase of your life. (Getty Images)

Owning a home is a major milestone many Americans expect to achieve in their lifetime. It’s not simply about having the ability to stay in one place for years – it’s also about taking advantage of the incentives to homeownership, including the financial security to make a major investment and see it grow over time.


Even for the millennial generation, which has been slower to become a major part of the homeowner pool than previous generations, buying a house remains a key goal in life.

 

While buying a house for the first time may be intimidating, no homeowner started the process feeling confident every step of the way. Here’s what first-time homebuyers need to know.

 Are You Ready to Become a Homeowner?

Long before you start looking at houses, you have to be sure your finances are in order. The process of saving and making strategic financial decisions to ensure your credit history is more appealing to a lender can take more than a couple months if you haven’t already been working toward buying a house.

“I would say a year plus – and make sure you’re saving toward that goal over a period of time,” says Amin Dabit, director of advisory service for Personal Capital, an online financial advisory and wealth management company.

 

1. Credit history. Run a credit report on yourself – which is free to do once a year and doesn’t affect your credit by going to annualcreditreport.com and receiving a report from each the three major credit-reporting agencies – and focus on the areas you can improve. You may have credit card balances to pay off, or a few missed student loan payments from a couple years ago. You may also simply need more time to pass from a recent borrowing mistake. The more time that passes from the last blemish on your credit report, the less likely a lender is to consider it a red flag to give you a loan.

2. How much house can you afford? How good your finances look from a mortgage lender’s perspective isn’t the only thing to examine. You should also look at savings that can be used toward a down payment and determine how much you’d be able to afford on a monthly basis for your principal mortgage payment, interest, taxes and insurance, which Dabit recommends calculating as 28 percent of your gross income.

3. Savings for down-the-road expenses. Of course, you also have to take into account maintenance and other potential costs that may come up as a homeowner.

4. Who to consult. Once you’ve examined your financial history and expected future cash flow, it’s time to start talking to the professionals who will be able to help you throughout the process of buying a house.

A natural start is with a real estate agent. You can contact our home office at 304.645.2255, we are conveniently located on Washington St. E. in Lewisburg, WV. We enjoy offering our expertise to our clients. We can help you find a financial advisor if needed, a loan officer connected with a lender, real estate attorney, title insurance representative, home inspector and many more faces that will be part of your transaction.

 

Approach the process as assembling a team of people who will help you achieve homeownership.

What Mortgage Options Are Best for You?

When it comes to finding a mortgage, explore options with different lenders and the various products offered. Major banks, credit unions and nonbank lenders offer a variety of options to better fit your specific needs as a homeowner.


 How Can You Prepare to Look at Houses?

At last, Greenbrier Real Estate Service can help you start looking at houses, condos, townhouses – whatever your homeownership preference may be.

Work with your agent to determine your list of must-haves in a home, whether it’s based on the number of bedrooms for kids and guests, the neighborhood that’s near your favorite restaurants and bars or a yard for your pets.

Take care to also get a realistic understanding of what your budget allows in your market.


What Should You Include in the Offer?

It may be the first house you tour with your agent – or it may be the 30th – but when you’re ready to make an offer on a house, it’s time to determine how much you’d like to offer, your needs and the seller’s as well. The latter might include a quick closing date, necessary repairs or covering closing costs.

 

Your preapproval for a mortgage will be an important part of formulating an enticing offer, so be ready with the preapproval letter from your lender when it comes time to determine your bid price and overall offer with your agent.

If you’re house hunting in a popular neighborhood, you’ll need to move quickly in making a decision and formulating an offer. If your agent expects there to be multiple offers on the property, be ready to put your best and final price on the table from the get-go.


Next Steps Toward Owning a Home

Once negotiations have finalized, the contract has been signed and you’ve provided a small amount of cash as a deposit or earnest money, you’ll have a few days to conduct your due diligence on the property. That includes the home inspection, which will tell you if there are any issues with the property that could affect the amount you’re willing to pay or if there’s anything that should be repaired before you move in.

 

You should also have funds ready for the closing costs, which typically account for between 2 percent to 5 percent of the sale price.

Your mortgage lender will also be working on the underwriting for the loan, including an appraisal of the property to ensure the purchase price matches its value, based on other sales of similar properties in the area. If the appraiser determines the house isn’t valued at the agreed-upon sale price, you may have to come up with cash to make up the difference, or try to negotiate the price down with the seller. You’ll likely have to provide updated proof of income, details on your existing debts and assets, information about your tax return and, of course, the address of the property you’re buying along with the price of the house and amount you’d like to borrow.

Just before closing, you’ll visit the home one more time, the final walk-through helps ensure there hasn’t been any additional damage to the house, and anything you expect to be gone has been removed before you get the keys.

The last step is the closing itself, which transfers the down payment to the seller, finalizes the mortgage and, with a few signatures including title clearance, transfers the deed into your name. You have the keys, and you’re officially a homeowner.

By Devon Thorsby US NEWS

If Greenbrier Real Estate Service can be of any help during your home buying process, please contact us.

We value our clients and enjoy giving our dedication and expertise of Real Estate to them!

Contact us!

Greenbrier Real Estate Service
1047 Washington St. E.
Lewisburg, WV 24901
304.645.2255

Greg Allman, Broker

 

5 Home Open House in White Sulphur Springs, WV

Greenbrier Real Estate Service is hosting a 5 home open house event in White Sulphur Springs! With 4 give-aways and great properties to view, you won’t want to miss out! Come and check it out!

IMG_3787.JPGNot one, not two, not three…but FIVE! Greenbrier Real Estate Service is hosting a FIVE home OPEN HOUSE! These homes are located in the beautiful and welcoming small town of White Sulphur Springs, WV. Each home has something special to offer!

Not only are we showing five great properties, but we’re also having 4 GIVE-AWAYS! Give-Away prizes are gift cards to B Sweet Confectionery, Route 60 American Grill, 50 East, and April’s Pizzeria…all amazing places to eat and treat yourself to in White Sulphur Springs! To be entered into the give-away drawings, one must visit all 5 properties!

Check out the properties…

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310 Rowan Rd. White Sulphur Springs, WV

4 Bedroom 2 Bath home in a great neighborhood. Home has been well cared for and is in great shape.

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178 Rip Van Winkle Rd. White Sulphur Springs, WV

This cozy 3-bedroom home is perfectly located in the charming little town of White Sulphur Springs. This multi-bedroom home greets you with a wide-open floor plan, allowing plenty of room for entertainment. Stainless steel appliances create a modern feel to the kitchen. The master bedroom encompasses a large walk-in closet. The backyard creates an environment that welcomes relaxation, on looking a woodland view.

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366 Pine Gap Rd. White Sulphur Springs, WV

An absolutely adorable ranch, cottage style 4 bedroom, 2 bath home TOTALLY remodeled and in mint condition. You will love it before you even go inside and it is not in the flood zone. The yard is meticulously landscaped and it has a 24X32 detached garage. Sunshine abounds throughout, it’s in walking distance to town and its TRULY A MUST SEE!

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309 Rowan Rd. White Sulphur Springs, WV

This beautifully maintained home has recently been REDUCED! This home offers 3 bedrooms, 2 baths with white oak flooring and trim all on over a 1+/- acre lot! This home offers so much character, a lot of room and a great yard with beautiful views off the back porch. This home is well out of the flood zone! A must see!

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599 Rowan Rd. White Sulphur Springs, WV

A beautifully landscaped one story brick home in Villa Park. On almost an acre lot, this 3 bedroom, 2.5 bathroom home has been well maintained and ready for you to make it yours. New HVAC, great curb appeal, level lot, back porch and much more! Property is not in the flood zone.


We hope that you will come out and enjoy a Sunday afternoon viewing these great properties!
Agents showing these properties:
Christi O’neil Lynch, REALTOR® 304.667.4193
Alisha Patterson, REALTOR® 304.647.4111
Ty Donovan, REALTOR® 304.646.1936
Jill Allman, REALTOR® 304.646.0523
Greg Allman, REALTOR® 304.646.1500

You can also find this event on our Facebook Page @ GreenbrierRealEstateService
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For all your real estate needs, one call does it all!

Greenbrier Real Estate Service
1047 Washington St. E.
Lewisburg, WV 24901
Gregory Allman, Broker

2018 Home Trends

Spring Time in the Greenbrier Valley!

We’re looking into the latest home trends!

We can’t believe it’s already May of 2018! Spring has definitely sprung in the Greenbrier Valley of West Virginia. As we all know spring time is a time when we all feel the rush to weed those wintered flower beds, spruce up the exterior of the home, and of course the dreaded “Spring CLEANING!” Spring time often makes us think of new beginnings as all the beautiful spring flowers line our walk ways and flower beds and as the flowering trees show their flashy flowers throughout our town of Lewisburg and many others in our area.

Spring inspires home buyers and sellers alike, everyone seems to be ready for a change, a new beginning. It’s a wonderful time to buy and sell, and we feel especially that way here in Greenbrier County, WV. When selling your home you may begin to think of what potential buyers may like (and not like!) within your home. We decided to check in on just what the latest home trends are this year! What may buyers be looking for? What trends do we think will stick around and ones that we think need to go! Whether your home is due for a decor update or you simply prefer to keep up with the latest interior design styles, experts have revealed the decorating trends that will and have dominated 2018.


So, if you’re planning to put your place on the market and want it to appear like the freshest spot on the block, you need to know what’s hot and what’s not!

Let’s take a look at what design experts have come up with…

1. Mixed metallics

Silver and gold no longer need to be separated like sparring siblings. Not only can these metallics be mixed but also they can be joined by their pal, rose gold, which brings a softer, warmer hue to any room.

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Picture credit to sc_morgan

2. Colorful appliances

If you believe stainless steel has lost its luster (pun intended), you’re not alone. The good news is 2018 is the perfect time to embrace a pop of color when it comes to your appliances. In addition to stoves in bright, bold shades, you’ll also find washers and dryers that are so decorative it’s almost a shame to relegate them to the laundry room.

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Picture credit Michael Homes Inc.

While we think it’s a great TREND, exactly how long are you going to love that blue stove? To each their own, but we feel like you just can’t beat the classic and true stainless steel. What do you think? Leave us a comment! Are you team stainless or not?

3. Patterned flooring

Goodbye, simple ol’ hardwood! Patterned flooring adds interest to a room and can pull it all together. Expect to see geometric shapes as well as exotic Moroccan-inspired designs that will make guests stop in their tracks and take notice.

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We know you’ve seen many DIY shows or Home Improvement shows that showcase patterned flooring! We love this trend! If the right decision is made on the pattern and colors, what could go wrong?! Although we do think it’s best to use in a smaller space such as a bathroom or laundry room.

4. Patterned fabrics

Say “See ya!” to solids when it comes to home furnishings as well. Don’t be afraid to juxtapose patterns, both geometric and florals, alongside neutrals for a one-of-a-kind look that shows off your personality.

Just remember, if trying to sell your home not everyone loves bold floral curtains…neutral could work more in your favor.

5. Velvet furnishings

Is there anything as luxurious as velvet? 2018 is the year to cozy up to this ultra-soft upholstery. Don’t be afraid to select an eye-catching color that makes the room as interesting as it is inviting.

Have you seen this trending in home design yet this year? Though possibly not for everyone this trend does definitely scream luxury, modern, contemporary home decor!

6. Color of the year: ultra violet

If you’ve always had a love for lavender, this is your year! The Pantone Color of the Year is ultra violet. The blue-based purple evokes both a modern and vintage feel at the same time. The best part is it’s extremely versatile. From the powder room to the bedroom, this soft hue can be dressed up with modern art and accent fixtures, or simply provide a stunning backdrop in an understated space.

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Once again, if you love it–go for it! Just keep in mind that not every buyer is looking for the hottest color of the year. We do love the paintings and rug pictured, what a great way to add some color to an otherwise neutral space.

7. Curvy furniture & natural accent pieces

Get ready to see curvier, rounder shapes in furnishings as comfort takes a front row seat in your living or family rooms. Adding to that more laid-back vibe, accent pieces add a more natural look, with woods featured prominently, particularly in the table arena. Because, let’s be honest, bringing a bit of the outdoors in never goes out of style.

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Enough said, we love it all! Here’s hoping this is a “trend” that sticks around a while! So comfy and cozy, who doesn’t want to feel that way in their home!

8. Spa-like bathrooms

Bathrooms get a fancy facelift in the new year. Transforming this space into a spa-like sanctuary may be simpler than you’d think. A new tub, luxurious black and white towels, floral arrangements, and candles all create an overall appeal that serves up an oasis in your very own home.

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Photo by Joey on Pexels.com

Of course everyone wants to feel like their bathroom is their own spa oasis! Whether you have a large bathroom or a smaller one, by keeping the colors light and soothing you too can create your own spa oasis in your own home. Also, a great selling point to buyers!

9. Wabi Sabi

Not to be confused with the Japanese horseradish, wabi sabi is the Japanese aesthetic that finds beauty in imperfection. That means handcrafted items, including pottery, are going to be all the rage. So put them on display and embrace the notion that not everything needs to be flawless to be beautiful.

You’ve heard perfectly imperfect? We agree. Items incorporated into design that are necessarily perfect allow buyers to feel at home and comfortable, which might just help you sell that home!

10. Jewel tones

Beige and gray are taking a year off as jewel tones arrive on the home decor scene with a welcome flourish. These shades will help warm up any day by making your rooms more vibrant.17934359_834683113345611_176965432270389.jpg

They got it right when they said vibrant! Wow! Not so sure that this would fall in the great staging tips department. But as we said before, to each their own-if you love it, go for it! Nothing better than feeling at home right where you are. It would be easy to tone the colors down if you ever decided to sell your home.

We found so many of these surprising and interesting and hope that you did too. Let us know what you think! What trends are you seeing? What was your favorite trend listed? Least favorite?


We’d love to hear from you. As always, if you’re in the market for a new home or looking to find the right REALTOR to sell your home, we would love to work with you and for you.

 

 

 

 

Selecting the BEST Real Estate Agency and Agent

Looking to sell your property? Selecting the right Real Estate Agency and Agent may seem like a daunting task, but below are some questions to ask to help you find the best agency along with the answers from Greenbrier Real Estate Service.

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How long have you been in Real Estate?
As with any profession, years of experience does not always mean skill but many Real Estate skills are learned on the job.  Greg Allman, the broker for Greenbrier Real Estate Service, has over 28 years experience.  Combine that with the experience of 13 Realtors, Greenbrier Real Estate Service has the experience to know how to get your property sold.

What training, designations, or certifications do you have?
Becoming a Real Estate Agent requires 90 hours (6 credit hours) of education along with passing an examination.  After this is complete and licensure is obtained, agents must continue educating themselves with at least 7 hours of classes each year.  In addition to this education, agents can take specialized training to better serve particular buyers and sellers. Here is a list of the certifications and designations some of the agents at Greenbrier Real Estate Service have:
ABR – Acredited Buyer’s Represenative
CRS – Certified Residential Specialists
GRI – Graduate Realtor Institute
SRES – Senior Real Estate Specialist
CNHS – Certified New Home Specialist
GREEN – National Association of Realtors Green Designation
Read more about different designations at:  https://www.nar.realtor/education/designations-and-certifications

How many properties have you sold in the past year and how many days does it take to sell?
Both of these are important to know and compare with the other agencies you might be considering.  All Realtors should be able to pull these numbers from their local MLS and provide a comparison for you. During the past year(Oct 2016 to Oct 2017), Greenbrier Real Estate Service has sold 100 properties and they averaged 113 days on the market.

What percentage of listing price was the final sales price?
When you list your home you want to get as close to your list price as possible.  This percentage is a good indication of a Realtor’s pricing and negotiating skills. When looking over the past year, Greenbrier Real Estate Service’s final sales prices have on average been 93% of the listing price. The average for our local MLS (all area realtors) is 90.25%.

How will your property be marketed?
Your property will not sell if it is not advertised, so be sure to find out all of the avenues the agent will use to promote your property.  Greenbrier Real Estate Service uses the following and more to market your property:
-Listing on MLS which goes to other sites like Realtor.com and Zillow
-Registered agents on Zillow, this allows agents to modify details that might not transfer
-Listing promotion on Agent’s and Company’s social media accounts
-Ads run in monthly local Real Estate Magazine
-Company’s own magazine that is published quarterly.  It is placed in businesses and magazine boxes across Greenbrier, Monroe, Pocahontas, and Fayette counties, as well as inserted in local and neighboring county newspapers.
-Company’s own website

How will you communicate with your agent?
When you list your property, you want to be kept up to date on showings, offers and any issues that arise.  Make sure up front you know how this will happen.  Greenbrier Real Estate Service’s agents will ask you what is the best way to communicate, email, text message or phone call, and will always be available to address any concerns or questions you have.

Ready to list your home? Call Greenbrier Real Estate Service to schedule a listing appointment with one of our qualified agents today.

304.645.2255
Greg Allman, Broker

Information adapted from National Association of Realtors Publication, 2015

8 New Listings in 6 Days!!

Our agents have been busy the past week!  In the last 6 days, we have had 8 new listings go live, we have at least more 2 we are working on to go live this week, and we had 4 sales!! Some say this is the time of year in the real estate market that activity starts to slow because: families like to be moved and settled before school starts or the seasons are starting to change from Summer to Fall.  Well that is not been the case here are Greenbrier Real Estate!  We are as busy as ever and our agents are out there working hard with sellers to get homes sold and with buyers to find their dream home.  If you are looking to sell your home or land or are looking to buy your dream home or place to build it, look no further that the Realtors here are Greenbrier Real Estate Service!

These are our new listings from the last 6 days:

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Click here to get the details on all our listings, including these new ones!

Safety Tips for Vacant Home While Vacationing

b882bcbf0960c7ca9942d9e815bec54dVacation season is upon us!  Kids are nearing their last days of school, the weather is getting warmer and we just can’t wait to get our toes in the sand or go to our favorite theme park.

While packing your bags and making sure you have everything ready is very important, what are you doing to make sure your home is safe while you are away?

We have done some research and have made a small list of things to do (or not do) while on vacation to make sure your home will be protected.

  • Ask a friend or neighbor to come over and periodically check on the house.
  • If possible, hire a “House Sitter”.
  • Keep the curtains open!  May sound strange, but it gives the persona of someone being home.
  • Have a friend or neighbor turn a light on at night or set a timer.
  • Call the post office to stop the mail from being delivered or have someone pick it up.
  • (This one can be hard) Do not post on Social Media that you are on vacation.   Post the pictures the week after you come home from vacation with a heartfelt Thank You to whomever watched the house while you were away.
  • Make sure to Unplug your Televisions and Computers while you are away, just in case of a storm.

Wherever you go and whatever you do this Summer, we wish you a safe and wonderful time with family and friends!

On top of the world…and herding cattle

18342616_10213271225878652_4796085983945255617_nI called into work and told them I had to watch the fog rise, I couldn’t imagine being behind my computer.
They laugh, tell me to have fun and be careful…I promise to send some pictures, and I’m off.
Today I am particularly grateful to be able to work at a company that understands my need to enjoy The Greenbrier Valley and surrounding counties.
On beautiful mornings like this, they automatically expect the text or call saying “I will be in later, the fog on the mountains are too beautiful to miss.”
Real Estate is a fast paced business and we work very hard to make sure each and every one of our clients are taken care of.
Our goal is to help you sell and find your perfect home in a timely manner.
As a Marketing Director, I am not always the one that you see or talk to, and if I do answer the phone, I have probably accidentally hung up on you because transferring a call is nearly impossible!
I’m the calm behind this business, the one driving around in my car at 5:30am because the sunrise is too beautiful and I can’t sleep in.
I’m the one who gets a text message from Jill asking me if I am out getting pics of the Greenbrier Valley Sunset!
We at Greenbrier Real Estate Service don’t just want to Market your home or show you the perfect piece of property, we actually care about this sublime part of West Virginia.
We can tell you where to find the perfect sunsets, the best hiking trails, or give you directions to the nearest restaurant.
We will always be there to answer any question you have about this beautiful piece of Almost Heaven. 18402636_10213271226718673_876128545750808326_n
It’s funny what can happen when you sit on top of a quiet mountain by yourself;
I could quite possibly have the best job in the world, even when you have to perform an impromptu cattle herd.

Crystal Adams Faulkiner, Marketing Director

New Listing

Immaculate and Updated home in Lamplighter Valley Lewisburg. Features a 2 story foyer, Formal Living and Dining area. Gourmet Kitchen and Family Room with gas Fireplace. Huge master suite on 2nd level with large walk-in closet and master bath. Hardwood flooring, crown molding, custom built-in cabinets and wainscoting are some of the extra details through-out this home. The unfinished basement is great storage area or ready for you to finish for additional living space. Easy access to downtown Lewisburg’s restaurants, shopping and more!

Offered at $349,900

At Greenbrier Real Estate we work hard to assist buyers and sellers with all of their Real Estate needs in the Greenbrier Valley and surrounding areas.

When you are ready, feel free to call us at 304.645.2255 and one of our professional REALTORS will be happy to help you in any way!

1047 Washington Street East
Lewisburg, WV. 24901
304.645.2255
Greg Allman, Broker
http://www.GreenbrierRealEstateService.com

Ready to List your Home?

20170406151120400008000000-oAre you thinking about selling?

You may be ready, but is your house ready to be put on the Market?   As a REALTOR, we want to share some tips with you based on buyer feedback that will help sell your home quickly and get top dollar asking price.

Here are some things that a homeowner may miss, but a potential buyer notices immediately.

SPRING CLEAN YOUR HOME: 

  • Clean Windows
  • Fresh Paint
  • Clean Grout in kitchens and bathrooms
  • Have the carpets professionally cleaned
  • Replace furnace filters

SPRUCE UP THE LANDSCAPING:

  • Mow the lawn
  • Plant flowers
  • Trim bushes and trees
  • Fresh Mulch
  • Pressure wash home and deck

START PACKING:

  • Pack away winter clothes
  • Sell or donate items that you don’t use
  • Pack personal cherished belongings and valuable items
  • Stage the cabinets, shelves, and closets

COLOR COLOR COLOR:

  • Buy new bedding with pillows that incorporates fresh bold color
  • Replace the old heavy drapes with light curtains
  • Add pops of color by painting older furniture
  • Replace towels, shower curtains and bathrugs
  • Beige is OUT….It is ok to go a bit bold with color (just don’t go overboard!!)  Make sure the colors compliment each other and flow throughout the home.

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Selling Your Home in the Winter

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Selling your home in the winter presents a unique set of challenges.   There are buyers out there, which means you can sell your home, and for a great price.  Bur to do so, you need to avoid the common mistakes sellers make in the season of snow and cold temperatures.

Here are some mistakes to avoid as a Winter Home Seller:

  • Going at it alone.   Choosing the For Sale By Owner route may sound like a good idea, but by hiring an Agent you can ensure that you are doing everything right and improve your odds to make sure you sell your home properly.
  • Trying to save on your utility bill by keeping the house cold. Buyers need to be drawn in, not frozen.  You always want the buyers to feel warm and cozy, a safe haven even in the coldest of winters.  Keep the thermostat at a comfortable temperature!
  •  Not clearing the sidewalk. Winter weather may make your walkways treacherous and difficult to use.  You want potential buyers to have an easy time getting in and out and around the home.  Shovel the snow, put some Ice Melt where necessary and keep up if the snow and ice are still accumulating.
  • Not using photos  from a more attractive season for your listing.  If snow is piling up, icicles are hanging and trees are bare, your seasonal pictures of your home could be a big help to the potential buyer.   Make sure you give your agent some seasonal photos for buyers to be able to imagine their life there the entire year.
  • Failing to spruce up our house with color and scent.  Summer brings its own appeal, but when it comes to winter, sometimes you need to add some warmth to your home, something to make it more welcoming.  Use seasonal decorations, pops of color and seasonal scents.
  • Being too busy to show your home.  Just having your home on the market can put you under considerable stress.    There is a lot on the line and naturally you want to sell your home for the best price you can.  Every time you deny a showing, you are lessoning the chance of achieving your ultimate goal.

The REALTORS at Greenbrier Real Estate Service are here for you and all of your Real Estate needs.  We can offer you our professional advice and opinions on selling your home during any season.  When you are ready, feel free to call us.